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Daily Featured Articles - 9/8/2010

Today’s producers need to understand when these riders are beneficial, and when they simply waste your client’s money. When used appropriately, living benefit riders offer great value to consumers. Unfortunately, these beneficial product enhancements are being misinterpreted, and as a result misused by agents...
Even after describing an annuity-like solution as their ideal financial vehicle, more than half (nearly 54 percent) of Americans aged 44-75 expressed distaste for the word “annuity,”according to a recent survey from Allianz...
Expect four to six major hurricanes to threaten the US Atlantic coastline, Gulf of Mexico and Caribbean Sea over the next two months, says the National Oceanic and Atmospheric Administration Climate Prediction Center...
Annuity Resource Kit
The composite rate for property and casualty placements in the United States measured down four percent for August 2010 as compared to a reduction of minus five percent for August 2009...
Robust earnings reports mask challenges ahead for the global reinsurance industry: a convergence of market pressures, low interest rates and tightening financial and market regulations that could impact the industry’s capital...
Dirk A. Kempthorne will be president and CEO of ACLI, effective November 3, 2010. He will succeed Governor Frank Keating, who has led ACLI since January 2003...
Commercial automobile insurance is a highly fragmented market dominated by multiline generalists and "multi-specialist groups," and may be considered a leading indicator of the overall commercial lines insurance market, according to a new study by Conning Research...
Some health economists say more small insurers may soon buckle under the weight of the law's mandates...
Underscoring the universality of employee health issues, global companies that take an active approach to employee health and well-being can see a positive impact on their bottom line, according to a new white paper released from MetLife...
A study from Unum reveals the strong connection between the quality of the benefits education employees receive and their perception of their employers...
Vanguard has introduced a new web-based service that enables individuals to compare income annuities from leading insurance companies...
Citizens Property Insurance made its pitch at a public hearing in Tallahassee on Tuesday to raise homeowners rates an average of 6 percent to 11 percent, depending on the line of business...
The president of Blue Cross and Blue Shield of Montana will soon add the title of chief executive officer to his business card, as the current CEO announced her pending retirement Tuesday...
No Fear Planning System
The earthquakes that hit Chile in February and New Zealand this month underline the potential of catastrophes to affect the reinsurance market, according to Dominic Christian, co-chief executive officer of reinsurance broker Aon Benfield...
The NAIC retained BlackRock to assist state regulators in the determination of risk-based capital requirements for approximately 7,500 CMBS held by insurance companies...
An ongoing hurricane season, flooding in Texas and wildfires in Colorado are reminders that consumers need to understand the claims process, according to the Insurance Information Institute...
American Council of Life Insurers President & CEO Frank Keating will participate in a national radio tour to mark September as Life Insurance Awareness Month....
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Insurance Newswires - 9/8/2010

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